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A Savings Account for Children & Youth

Our Bud Savings Scheme opens a new world of benefits to equip you and make you enjoy your journey to a financially independent future. Select the Category that suits you and start enjoying these exciting benefits.

Features & Benefits

of the bud account range

  • bud MINI - (for ages 0-12)

    • Competitive interest on savings (2% above normal savings interest)
    • Children friendly account statement
    • Membership into school bank club at your school
    • Savings milestone reward
    • Choose attractive photo branded contactless cards
    • Access to school fees loan for parents
  • bud TEEN - (for ages 13 - 17)

    • Skoolbank portal and website for edutainment resources
    • Competitive interest on savings ( 2% above normal savings interest)
    • Youth friendly account statement
    • Membership into the Skoolbank club at your school
    • Participate and enjoy Skoolbank events and activities all year round
    • Savings milestone reward
  • HB SAVVY - (for ages 18-25)

    • Opening balance of N2,000
    • Minimum operating balance of N1,000
    • Saving account with current account feature
    • Allows other banks cheque and dividend warrant deposit
    • Access to Selfie debit card
    • Access to mobile and internet banking
    • Access to one-month student work/study scheme
    • FREE loyalty card with access to discounted movie tickets, shopping voucher, Airtime top-up and other freebies
    • Graduated interest rate applies – the more you save, the higher the earnings
    • Tertiary institution with the highest number of account holders will access annual sponsorship of Camps Gigs

Learn about HB SkoolBank

Heritage Bank's innovative Education business solutions platform


BUD savings account for children

Open a BUD savings account NOW!

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