cards that provide the perfect fit for your lifestyle

Welcome to the perfect fit for your life in motion.

Our cards are your simple companions through the small and big moments – the ones that define your day. We have crafted something with each solution that guarantees “cardfidence”, so you never get interrupted.

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  • Heritage Bank Verve Debit Card

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    FEATURES

    • Secured by Chip & PIN technology
    • Card validity period of 3 years
    • The daily limits on transaction are;


    Channel Domestic
    ATM withdrawal N150,000
    PoS N500,000
    Web N500,000

    BENEFITS

    • Heritage Verve Debit Card is accepted nationwide.
    • Elimination of Security risk associated with travelling with tons of cash.
    • Safety and Security of transactions due to Chip and PIN technology
    • Cardholders can make purchases with Heritage Verve Debit Card via POS Terminals and Local WEB channels securely.
    • Verve Debit Cardholders also get access to cash through ATMs and POS Terminals.
    • No extra documentation is required. Ownership of a Heritage account is the only necessary requirement.
    • Cardholders can manage their finances efficiently.
    • Heritage Verve debit card offers a bundle of value propositions to the customer, i.e. Rewards, SMS alert to guide against fraudulent transactions.
    • Convenience and Prestige.
    • Can be used for VAS (Value Added Services) Quickteller ATM & web bills payment transactions.
  • Heritage Bank MasterCard Debit Card

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    FEATURES

    • Secured by Chip & PIN technology
    • Card validity period of 3 years
    • Limits:


    Channel Domestic International
    ATM withdrawal N150,000 $100 per day subject to $1,000 per month
    PoS N500,000 $100 per day subject to $1,000 per month
    Web N500,000 $100 per day subject to $1,000 per month

    BENEFITS

    • Accepted internationally, wherever the MasterCard logo is displayed
    • Elimination of Security risk associated with travelling with tons of cash.
    • Safety and Security of transactions due to Chip and PIN technology
    • It enables you spend from your Naira account anywhere you go in the world.
    • Accepted across multiple channels – ATM, POS, Web, etc.
    • Provides extra protection for Web based transactions with “SecureCode” for International web purchases
    • No extra documentation is required. Ownership of a Heritage account is the only necessary requirement
    • Cardholders can manage their finances efficiently.
    • The card is valid for 3 years
  • Heritage Bank MasterCard Prepaid Card

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    FEATURES

    • It is a Naira denominated card.
    • Secured by Chip & PIN technology
    • Card validity period of 3 years


    Channel Domestic International
    ATM withdrawal N150,000 $100 per day subject to $1,000 per month
    PoS N500,000 $100 per day subject to $1,000 per month
    Web N500,000 $100 per day subject to $1,000 per month

    BENEFITS

    • Accepted internationally, wherever the MasterCard logo is displayed
    • Available to both customers and non-customers of the bank
    • Safe, secure and convenient way of carrying cash.
    • Accepted across multiple channels – ATM, POS, Web, etc.
    • Can be used for payment of Bills (DSTV, Recharge Top-up, PHCN etc.)
    • Efficient for Cardholders that will not want their existing debit card details exposed online.
    • Enable for MasterCard Secure code to authenticate card details while shopping online.
    • The prepaid card is ideal for managing travel allowance and rewards (therefore, can be used by the state to manage/distribute Hajj allowances, T&E allowances, scholarship scheme etc.)

    FAQ


    What is a prepaid card? A prepaid card is a reloadable payment card that is loaded with money by you or someone else which can be used for series of transactions including ATM withdrawal, POS/WEB purchases, Bills Payment, etc.
    How do I apply for my Prepaid Card? Kindly visit the nearest Heritage Bank Experience Centre of choice.
    What is the cost of obtaining the card? The cost of card is N1,000
    How long will it take to receive my prepaid card after I apply? This card is issued instantly after completion of the application form and payment of cost of card.
    How do I activate my prepaid card? Your prepaid card will be activated by changing your PIN at the ATM and loading your card with fund.
    Must I have a Heritage Bank account before I can apply for the Card? No, the HB Prepaid Card can be purchased by existing customers and non-customers of the bank.
    How do I apply fund to my Card? You can fund your card;
    - Across the counter at the teller point at any Heritage Bank Experience Center
    - Via Funds Transfer to the virtual account number tied to the prepaid card
    - via Quickteller on web or ATM using your debit card to transfer funds to the card number
    What is a virtual account number? It’s an account that is tied to your prepaid card (called a card account) which will be supplied to you when you collect your card at the EC.
    What is the daily maximum amount that can be loaded on this card? The daily maximum amount that can be loaded on the HB prepaid card is N5,000,000
    What is the validity period of the card? 3 years
    What are the spending limit on the card? • ATM withdrawal – 150,000 per day
    • POS purchase – 500,000 per day
    • Web transactions – 500,000 per day
    Where can I use my HB Prepaid card? You can use your HB Prepaid card to pay for goods and services at millions of establishments worldwide. Your card will be accepted at any establishment that displays the MasterCard logo.
    Can I still use my prepaid card after the loaded funds have been exhausted? Your prepaid card is a reloadable card. You can add funds by reloading at any of our branches or transferring funds into it until the card expires.
    I have forgotten my Prepaid Card PIN? Submit a request for a PIN reset at any of Heritage Bank’s branch and a new PIN will be issued to you.
    What do I do if my card is stolen? Take the following step:
    - Call Contact Centre on +234-1-236-9000 to request for your prepaid card to be blocked
    - Walk into any of our ECs and request for a new card, the funds in the previous card will be transferred to the new card.
  • Heritage Bank Verve Gift Card

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    FEATURES

    • Secured by Chip & PIN technology
    • Maximum card load is N250,000
    • It can be personalized to the “giftee” details
    • Card validity period of 3 years


    Channel Domestic
    ATM withdrawal N150,000
    PoS N250,000
    Web N250,000

    BENEFITS

    • Heritage Verve Gift Card is accepted nationwide.
    • It is secure for transactions
    • No extra documentation is required.
    • Card is pre-loaded and can be reloaded
    • It is the perfect gift for people of all ages, and also for distant gifting
    • Cardholders can make purchases with Heritage Verve Gift Card via POS Terminals and Local WEB channels securely.
    • Gift Cards are an excellent choice for corporate incentive programs and R&R (Reward &Recognition) gifting within the company
    • It is a gift for all occasions e.g. birthdays, holidays, weddings, graduations and more.
    • HB Gift Cards are easy to carry and handle unlike vouchers/coupons that are susceptible to damage.
    • Limit your risk exposure and appetite while you spend from the HB electronic purse (Prepaid card)
  • Heritage Bank Naira Credit Card

    Reflect your lifestyle

    Enjoy Financial Freedom with the Heritage Naira Credit Card

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    FEATURES

    • It is a naira denominated card
    • Acceptable worldwide wherever MasterCard logo appears
    • It can be used on ATM, POS and WEB
    • Highly secured with Chip and PIN Technology.
    • 3 years revolving credit limit, therefore card is valid for 3 years.
    • Minimum monthly repayment is only 20%
    • Eliminates need to carry cash when traveling
    • VIP/ Priority Pass treatment at hotels and access to lounges at airport accredited by MasterCard.
    • Access to exciting benefits and offers through www.pricelessafrica.com

    Welcome to a world of Prestige

    N.B. Available to Heritage Bank Staff only for now

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