You talked, and we listened! The code is here!

Introducing *745#, our new USSD code to enable you carry out seamless digital transactions.

Being one of the pioneers of USSD banking in Nigeria, we understand that more than ever before, banking is about ease and convenience and with the ongoing lockdown in the country, our customers need to be able to access their money whenever and wherever they want.

With 745, we introduce new offerings into the SMS Banking space such as funding your betting wallet (Bet9ja) and your Sabimen (DSTV) wallet.


See steps to register and transact below.

  • Dial *745*accountnumber*Last6digitsofcard#, press ‘1’ to agree to the indemnification clause on your screen.
  • Now select your card type, enter your card expiry date as it is printed on your card, choose the account to be used for transactions as you may have more than one HB account.
  • Then select your 4 digit PIN and finally, confirm your account number and on-boarding details you have supplied. That is; your PIN and account number.
  • Once done, click send.

Other Transactions

Balance Check: *745*0#
Funds Transfer (HB): *745*1*amount*Beneficiaryaccountnumber#
Funds Transfer (Interbank): *745*2*amount*Beneficiaryaccountnumber#
Airtime (Self): *745*amount#
Airtime (Third Party): *745*amount*mobilenumber#
Pin Change: *745*00#


Feature(s) Direct String(s)
With Card *745*Account number*Last6DigitOfCard#
Without Card *745*Account Number#

RCCG Online Giving String

Feature(s) Direct String(s)
RCCG Offering *745*000*226+AMOUNT#

Service Strings

Feature(s) Direct String(s)
Balance Enquiry *745*0#
Funds Transfer (Intra) *745*1*Amount*Account Number#
Funds Transfer (InterBank) *745*2*Amount*Account Number#
Self-Airtime Recharge *745*Amount#
Third Party Airtime Recharge *745*Amount*Mobile Number#
Change PIN *745*00#
Bet9ja Top-up *745*222*Bet9jaUserID*Amount#

Living Faith Ministry Online Giving Strings

Feature(s) Direct String(s)
Offering *745*000*540+AMOUNT#
Tithe *745*000*541+AMOUNT#
Shiloh Sacrifice *745*000*542+AMOUNT#
Others *745*000*543+AMOUNT#

If u neva hear, *745# na d code! Know d code!

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