You talked, and we listened! The code is here!

Introducing *745#, our new USSD code to enable you to carry out seamless digital transactions.

Being one of the pioneers of USSD banking in Nigeria, we understand that more than ever before, banking is about ease and convenience, and with the ongoing lockdown in the country, our customers need to be able to access their money whenever and wherever they want.

With 745, we introduce new offerings into the SMS Banking space such as funding your betting wallet (Bet9ja) and your Sabimen (DSTV) wallet.


See the steps to register and transact below.

    • Dial *745*accountnumber*Last6digitsofcard#, press ‘1’ to agree to the indemnification clause on your screen.
    • Now select your card type, enter your card expiry date as it is printed on your card, choose the account to be used for transactions as you may have more than one HB account.
    • Then select your 4 digit PIN and finally, confirm your account number and on-boarding details you have supplied. That is; your PIN and account number.
    • Once done, click send.


Features Direct Strings
With Card
*745*Account number*Last6DigitOfCard#
Without Card
*745*Account Number#

Service Strings

Features Direct Strings
Balance Enquiry
Funds Transfer (Intra)
*745*1*Amount*Account Number#
Funds Transfer (InterBank)
*745*2*Amount*Account Number#
Self-Airtime Recharge
Third Party Airtime Recharge
*745*Amount*Mobile Number#
Bet9ja Top-up
Pay with USSD (on POS & Web)
LCC Payment
Block Account from any phone

RCCG Online Giving String

Features Direct Strings
RCCG Offering

Living Faith Ministry Online Giving Strings

Features Direct Strings
Shiloh Sacrifice

If u neva hear, *745# na d code! Know d code!