• Innovative Banking in Nigeria

Cookies Policy

1. Introduction

This cookies policy explains how Heritage Bank uses cookies and other similar technologies to collect information about the way the customers and other stakeholders use our website. Heritage Bank reserves the right to make changes to this cookies policy at any time and for any reason. Heritage Bank will alert you about any changes by updating the “Last Updated” date of this cookies policy. Any changes or modifications shall be effective immediately upon posting the updated cookies policy on this website.

 

2. Scope of this Policy

This Policy applies as between you, the User of this Website and Heritage Bank, the owner and provider of this website. It does not extend to any websites that can be accessed from this website including, but not limited to, any links we may provide to social media websites.

 

3. What are Cookies?

A cookie is a small file and holds a certain amount of data, which our website can send to your browser. It may then be stored on your computer’s hard drive and can be accessed by our web server. This cookie data can then be retrieved and can allow us to customise our web pages and services accordingly. It is important to clarify that cookies do not collect any personal data stored on your hard drive or computer. Specific cookies known as HTTP cookies are used to identify specific users and improve your web browsing experience.

 

4. How Do We Use Cookies?

Information supplied to us using cookies helps us to analyse the profile of our visitors and provide you with a better online experience.

When you submit data through a form, such as those found on contact pages or comment forms, cookies may be set to remember your user details for future correspondence.

Heritage Bank uses cookies to track how you use our site by providing usage statistics on things such as how long you spend on the site and the pages that you visit. Cookies are also used to serve advertisements to you based upon your browsing history and previous visits to the site.

Whilst this information on its own does not usually constitute your personal data, we may combine the information we collect by cookies with your personal data that we have collected from you in order to learn more about how you use the site, improve our services and continue to produce engaging content.

 

5. Cookies We Use

To help you understand the different types of cookies we use and what they do, Heritage Bank has reviewed our site and grouped cookies into different categories.

  • Strictly necessary cookies: ‘Strictly necessary’ cookies let you move around the website and use essential features such as accessing secure areas of the website and identifying you as being logged in. These cookies don’t gather any information about you that could be used for marketing or remembering where you’ve been on the internet.
  • Performance cookies: We use these cookies to collect information about how visitors use our website, including details of the site where the visitor has come from and the total number of times a visitor has been to our website. By using our website, you agree that we can place this type of cookies on your device. We use the information to improve our website and enhance the experience of visitors.
  • Functionality cookies: These cookies allow the website to remember choices you make [such as your username, language, or geolocation] and provide enhanced, more personal features. These cookies can also be used to remember changes you have made to text size, fonts, and other parts of web pages that you can customise.
  • Targeting cookies: The cookies are usually placed either directly by third party advertising networks and from time to time, the cookies collect information about your browsing habits in order to deliver adverts more relevant to you and your interests.

 

6. Disabling Cookies

You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

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