HB Business Account

Low-cost banking for small and
medium businesses

Low Charges with High Value

One of the most challenging things a person can do is run a small or medium-sized business in this environment, and that’s why we always try to make it a bit easier for entrepreneurs and business owners to not just keep going, but to actually keep growing.

HB Business Account was designed to take some of the strain away from the dynamics of making money and banking it.

We give you ease to run your biz

The HB Business Account product comes in two variants.

HB Business      HB Business Premium

HB BUSINESS

This variant of the HB Business Account is designed for Micro and Small Enterprises. The product provides the account holders with a flexible and affordable pricing grid based on debit monthly turnover covenant.

PRODUCT FEATURES

Minimum opening balance N20,000.00
   
Daily Minimum Balance N5,000.00
 
 
THE PRICING GRID IS BASED ON MONTHLY DEBIT TURNOVER
 

ADDITIONAL FEATURES

Access to free deployment of POS terminal
 
Unlimited withdrawals
 
Access to HB Concourse Meeting Room
 
Free monthly e-statement of account
 
Access to Mobile & Internet banking services
 
Access to Heritage Bank SME Business Clinic
 
Access to periodic business fairs and business networking sessions
 
Become an agent of the bank and earn more income for the business
 
HB SME Spotlight (a social media platform that provides access to market for our SME customers

Open an HB Business Account

Click here to open an account, let’s get you started on this journey!

HB BUSINESS PREMIUM

This account variant is designed for medium to high level structured SMEs, Retail & Commercial businesses with capacity to leave prescribed moderate account balances. Such account holders are excluded from payment of account maintenance charges.

PRODUCT FEATURES

Minimum opening balance N270,000.00
   
Daily Minimum Balance N250,000.00
 
Default Charge A default charge will apply but not more than N5,000.00 if a customer decides to withdraw below the minimum operating balance of ₦250,000.00.
 
 
OTHER PRODUCT FEATURES
 
No monthly maintenance charge
No monthly turnover limit
Unlimited Withdrawals
Access to loans and overdrafts (terms and conditions apply).
 
 
OTHER PRODUCT FEATURES
 
Access to HB Concourse Meeting Room
No monthly turnover limit
Access to Heritage Bank SME Business Clinic & business networking sessions
Access to loans and overdrafts (terms and conditions apply).
Access to HB Spotlight (A social media platform where SMEs businesses & services are showcased.
Access to Business fairs and Sunday Small Market
Accessibility to MyStocKit at discount rate ( An inventory management  solutions for SMEs)
 
 

Got questions?

To get more information about HB Business Account variants, just get in touch with the Product Management team, and we’ll hook you up with the answers you seek.

Click here to chat with us LIVE