Heritage Prime Current Account


  • The proposition is positioned to meet your financial and lifestyle needs because we considered you as one of our premium retail customers.


  • 1% discount on our Heritage Personal Loan

  • Earn interest of 5% (subject to money market movements) on your current account

  • Zero COT

  • Free Life insurance cover valued at ₦1milion

  • Free internet and mobile banking services

  • No COT charge


  • Minimum Account Opening/Minimum balance of ₦100,000.00

  • Earn interest of 5% p.a. (subject to money market movements)

  • A monthly charge of ₦50

  • Free Life Insurance Cover valued at ₦1million.   However, to enjoy the Free Insurance cover, you must run the account for a minimum of 12 months with the average minimum monthly balance of ₦100,000.00.

  • Personal Loan Interest Discount of 1%

  • Free Internet and Mobile Banking Access.
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