The Power of Change

[vc_row][vc_column][vc_column_text]No, this is not a political article. It is an article for your pocket.

No change You can pick something else worth your change

Have you heard this before? You leave your house, get to a store after making a budget specifying the things you want to buy and their cost equivalent. After successfully making your purchase, the attendant stares at you, eyeball to eyeball and says, Sorry, we don’t have change. Sometimes, they are bold enough to suggest that you make unplanned purchases that you most likely do not need.

What are we talking about? Your Change.

Let’s define Change

Change is the cash left over after making a purchase.

Most times, we are tempted to leave this change for the retailers or make purchases we do not even need. We often disregard the change as they come in very small sums but what we do not know is this: Change is like a mustard seed, it could grow into large savings.

What can loose change do for you?

  • It could grow into mega savings.
  • It could be used as capital to start a business when it is gathered overtime.
  • You could invest it or use it to make planned buying decisions.
  • You could donate to charity.

How Can You save Loose Change?

  • Make Purchases with your ATM card as it charges the exact amount you need and cancels the idea of having change
  • Take out change from your purse or wallet to discourage you from frivolous spending.
  • Ensure you put excess daily change into your Change jar
  • Every change you deem insignificant, save it in a piggy bank or set aside a place to store your change. Every 3 months, when you have a healthy stash, take the sum to the bank and deposit it in your savings account.

A truly wealthy person as well as an entrepreneur understands the value of one naira. No amount is trivial. If you take away one naira from a million naira, it ceases to be a million naira. Value money, spend wisely.

Most often, the money you are looking for in Sokoto is right there in your shokoto. Change is not a party, it is potential savings.

Be the change you want to see by saving your loose change today.[/vc_column_text][/vc_column][/vc_row]

L-R: Dr. Sophia Horsefall, Corporate Relations Manager, SPDC; Osepiribo Ben-Willie, Executive Director of Heritage Bank and Ivy Davies-Etokakpan, President of Eveafrique News at the Women Must Conference 2.0, titled “The Woman and Her Must” organised by The Kilali Tribe held in Port Harcourt.


Heritage Bank is agent for actualisation of SDG 5-Gender Equality, women empowerment – Kilali Tribe

05/12/2022:  Heritage Bank has been commended for being an agent for the actualisation of Sustainable Development Goals SDG 5 – Gender Equality, as well women empowerment for socio-economic growth.

This was stated by Kilali Tribe at the Women Must Conference 2.0, titled “The Woman and Her Must” organised by The Kilali Tribe which held in Port Harcourt.

The Kilali Tribe is an association of prolific Rivers and Bayelsa State women who come together to support themselves through peer learning, capacity-building initiatives, networking, and mentoring. Also, provide similar structured support to other women within the community.

Speaking at the event, Ivy Davies-Etokakpan, President of Eveafrique News who also member of Kilali Tribe, commended Heritage Bank for taking the lead in championing the empowerment of women over the years in the country.

“We are proud of Heritage Bank for making us soar while promoting women empowerment. Over the years, Heritage Bank has proved to be an agent for the actualisation of achieving SDG 5 – Gender Equality, as well women empowerment,” she said.

The Executive Director of Heritage Bank, Osepiribo Ben-Willie affirmed the need to deliberately adopt measures to deepen women empowerment to drive the nation’s socio-economic growth.

In her closing remarks, Osepiribo Ben-Willie hinted that the Conference had leveraged Kilali Tribe to come up with blueprint in promoting women’s equal right to socio-economic empowerment, as this is at the heart of the SDG5-Gender Equality.

The Executive Director of Heritage Bank affirmed that women all over have proved to be huge economic asset in the act of creation of a new sustainable economy, hence gender inclusiveness and women’s empowerment must be taken as a priority.

According to her, after evaluating the bottlenecks restraining the Kilali Tribe and other women to attain the platforms to grow professionally and thrive in all spheres of t heeconomy, it is a call to action to “tackle the challenges of gender disparity and lack of inclusiveness that have continued to impede the expected rapid economic empowerment that could help unshackle our women’s entrepreneurial prowess and foster more representation for women and girls at decision-making forums and Board levels in comparison to their peers in the developed countries.”

Ben-Willie added that for women to emerge economically and socially as independent there was an urgent need to tackle psychological, social and skill constraints.

Collaborating Ben-Willie’s, the Co-founder and former Group Executive Director of Sahara Group, Tonye Cole, advocated for women and girl inclusiveness across all sectors of the society, including economic participation and decision-making.

According to him, the country should be conscious of gender equality, whilst emphasising that dealing with the psychological constraint will enable women to be balanced emotionally.

He stressed the need for organisation to leverage women positions on Board level, as they are resourceful and could enormously impact to the growth of any society.

Cole also charged women in being deliberate to position and champion course that would put them at the forefront of making difference. //END.//

Ozena Utulu, Ag. Group Head, Corporate Communications